Is it still difficult for us with sci to get life insurance, or have things improved? I want to get a policy to pay off a mortgage in the event of my demise. A few years ago I spoke with an agent about this and the person never returned my call. What has been your experience?
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Unfortunately, it is nearly impossible to get a personal life insurance policy for anyone with a spinal cord injury or any other chronic disease or disability. I got turned down for having an essential tremor, which is much less disabling and has no impact on life expectancy as does SCI.
Getting a group policy through a job or professional or fraternal association might be possible. Check into the policies available through AARP as well.
(KLD)The SCI-Nurses are advanced practice nurses specializing in SCI/D care. They are available to answer questions, provide education, and make suggestions which you should always discuss with your physician/primary health care provider before implementing. Medical diagnosis is not provided, nor do the SCI-Nurses provide nursing or medical care through their responses on the CareCure forums.
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Originally posted by SCI-Nurse View PostGetting a group policy through a job or professional or fraternal association might be possible.
(KLD)
I’ve got no dependents so I don’t feel the need for life insurance, but I imagine it might work much the same.
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