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Pay off the house or not?

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    I think that this is very important advise.

    Originally posted by nonoise View Post
    There some things to verify. SSDI used to be awarded, calculated on your *last* 40 quarters of earnings. So if your current earnings are diminishing, so will your SSDI award if you wait.
    The other is that the date of award is the date you apply even if you are denied and have to appeal. Layers usually won't help until you've been denied.

    I wish I'd done it 20 years ago. My SSDI benefit would have been more than SSI at the time since I quit working at 49. As the years rolled by I watched the potential SSDI benefit zero out.

    5K is not much of a nesteqq, better hold off for now.
    Better to remain silent and be thought a fool, than to speak and remove all doubt.