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I don't mean to be nosey but......

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  • I don't mean to be nosey but......

    How much do you pay for auto insurance. I have Progressive and pay 1120.00 a year on a 99 ford van that does about 2500 miles a year.
    The reason I'm asking is I lost the article and this guy got a brand new ford fusion was paying less than 800 using this device.
    My wife has been drive 20 years with no point on her license.
    I do plan on trying Snapshot.

    http://www.progressive.com/auto/snapshot-how-it-works/
    Wish I didn't know now what I didn't know then.
    Bob Seger

  • #2
    I've had Progressive for years, and after using Snapshot, I saved about 33% on my monthly premium. But I work from home and don't drive much.

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    • #3
      Did you talk to your insurance agent to figure out how much you can save? Do you have the right levels of coverage?

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      • #4
        I think you are paying a lot. But it all depends on a lot of things: where you live, who is driving, etc. Annual or semi-annual payments I think are cheaper also.

        Originally posted by smashms
        will try it out as well in june when I have to renew for july. I pay 135 every month.
        Better to remain silent and be thought a fool, than to speak and remove all doubt.

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        • #5
          i pay 54/mo with geico
          "Smells like death in a bucket of chicken!"
          http://www.elportavoz.com/

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          • #6
            I'm thinking you might be paying for those commercials. Low 3's/6m on a 06, high 3's/6m on a 13, 100/300 full coverage and semi-redlined area (Chicago city limits), with State Farm. HO insurance and multi-discount applied, but still, nearly 6oo/6m is kinda steep on a '99.

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            • #7
              I sell auto insurance. And here is how it works. You can't look at what someone else is paying because every person is rated by their criteria. The main criteria's are credit score, education, job title and home ownership. And of course every area has there own criteria like south Florida is a lot more expensive then Ohio.

              Then there are discounts like marriage, multi cars, mileage, and etc.

              Now take a single guys great credit and he's has a master degree. Works as a bank manager. Has one speeding ticket no accidents. His premium might be 500.00 for 6 months. Now take the same guy take away his education, give him poor credit and keep everything else the same. His premium could be over 2000.00. And I am going by south Florida area.

              Now the problem with being disabled and not working is they rate that as not working and you will take a big hit on that.

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              • #8
                I have 2 dings on my record over the past 5yrs (one speeding ticket, one claim I shouldn't've made to fix a tailgate after backing into a pickup's bumper in a parking lot – only damaged my car), paying $1400ish/year for 2 drivers on 2 vehicles, bundled w/ renters insurance for our apartment.

                Insurer is Erie.

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                • #9
                  I pay $1092 a year on 2011 Toyota Venza and 2012 Ford F150 for full coverage. We are with USAA for auto and home. We have progressive for motorcycle insurance on 2008 Honda Goldwing which runs us $397 for full coverage on bike and pull behind trailer.
                  DFW TEXAS- T-10 since March 20th, 1994

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                  • #10
                    $1,500/yr for Windsor ... notoriously high here in a border town. '04 Saturn Ion.

                    Never an accident in 23yrs of driving ... last ticket was more than five years ago.
                    Roses are red. Tacos are enjoyable. Don't blame immigrants, because you're unemployable.

                    T-11 Flaccid Paraplegic due to TM July 1985 @ age 12

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                    • #11
                      I pay 1200 a year for ful coverage on my 2012 ford e150
                      but i also added on the insurance for my lift and all that
                      We must reject the idea that every time a law's broken, society is guilty rather than the lawbreaker. It is time to restore the American precept that each individual is accountable for his actions.
                      Ronald Reagan

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                      • #12
                        Originally posted by Andy View Post
                        I'm thinking you might be paying for those commercials. Low 3's/6m on a 06, high 3's/6m on a 13, 100/300 full coverage and semi-redlined area (Chicago city limits), with State Farm. HO insurance and multi-discount applied, but still, nearly 6oo/6m is kinda steep on a '99.
                        Yeah.

                        I'm with State Farm, too.

                        Annual is less than $400 on each (full coverage typical 100/300) policy for my wife and I. 2 cars, 2 policies.

                        Re: Bundling...

                        We bundle a bunch with them (home owners, specific riders for heirlooms, etc) but not auto.

                        We still use them for auto but have seperate policies per car.

                        In VA, policies stack, and cover the people, not the vehicles.

                        Net result, when filing a claim for getting crunched, it goes to each policy, multiplying the limits.

                        Bundling bites you if it comes to filing, to save a little on the premiums.

                        YMMV, check your State regs.
                        Last edited by Oddity; 04-16-2013, 04:32 PM.
                        "I have great faith in fools; self-confidence my friends call it." - Edgar Allen Poe

                        "If you only know your side of an issue, you know nothing." -John Stuart Mill, On Liberty

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                        • #13
                          I have Progressive since before accident. Had '01 Maxima and destroyed. Also '01 Jeep customized and still sits in garage. License suspended since accident due to seizures. Pay $230/6 months.

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                          • #14
                            Originally posted by crypticgimp View Post
                            i pay 54/mo with geico
                            What are you driving? That's dirt cheap.

                            I think higher here because I live in Connecticut.
                            Wish I didn't know now what I didn't know then.
                            Bob Seger

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                            • #15
                              Originally posted by Andy View Post
                              I'm thinking you might be paying for those commercials. Low 3's/6m on a 06, high 3's/6m on a 13, 100/300 full coverage and semi-redlined area (Chicago city limits), with State Farm. HO insurance and multi-discount applied, but still, nearly 6oo/6m is kinda steep on a '99.
                              Yes 600 a month, but only newer full covered vehicle make a big difference. I retired my 1984 E-150 In 06 and the premium was a little less. You can only go so low with personal and property rates.
                              Wish I didn't know now what I didn't know then.
                              Bob Seger

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