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  • #46
    Originally posted by SCI-Nurse View Post
    A life care plan is not "guessing", and is done by both sides in the case usually, and vetted by an economist for inflation factors. It is not always 100% accurate, but it is far from guessing.

    (KLD)
    .

    How is it not guessing? They go by your life expectancy. There is no way to know someone's life expectancy. In my recent mediation both sides did a life care plan. My side said atleast 30 years and wc side said 18 years. I'm 44. There are quite a few members in their 70's. So for wc to say I won't make it past 62 is total BS!

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    • #47
      The life expectancy data should be what is available statistically from the National Model System Database. That is not a "guess", but based on actually follow-up and looks at risks for death, and other comorbidities associated with SCI. A good life care planner and economist uses this data to formulate their plan...it is not just pulling guesses out of the air.

      (KLD)
      The SCI-Nurses are advanced practice nurses specializing in SCI/D care. They are available to answer questions, provide education, and make suggestions which you should always discuss with your physician/primary health care provider before implementing. Medical diagnosis is not provided, nor do the SCI-Nurses provide nursing or medical care through their responses on the CareCure forums.

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      • #48
        Originally posted by HACKNSACK44 View Post
        .

        How is it not guessing? They go by your life expectancy. There is no way to know someone's life expectancy. In my recent mediation both sides did a life care plan. My side said atleast 30 years and wc side said 18 years. I'm 44. There are quite a few members in their 70's. So for wc to say I won't make it past 62 is total BS!
        It isn't guessing. A "guess" comes from no where. Life expectancy estimates come from analyzing millions of lives over decades and decades. They aren't a statement of FACT, rather of probability. If 'your side' just pulled 30 years out of the air, that's a guess. There is so much data on life expectancy over such and large time frame the probabilities are quite reliable.
        "I have great faith in fools; self-confidence my friends call it." - Edgar Allen Poe

        "If you only know your side of an issue, you know nothing." -John Stuart Mill, On Liberty

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        • #49
          Life expectancy data is based on past medical practices and likely an underestimate of care based on current and future developments. I have lived more than 62 years post injury. If I have done that there is the possibility that others can reach or exceed 62 years post injury. I am aware of several SCIs who are more than 50 years post injury and still doing well. When $ plays a large role in an SCI's longevity and quality of life it is fair and appropriate to error on the safe side. Having an adequate amount of $ to cover costs is a life-death issue and must be taken seriously.

          Part of my testimony. In every case I was involved in the jury accepted it. In the last few cases I was involved in the defense did not bother to contest it. For the juries, seeing was believing. In the end, normal life expediencies were used as the terminal point for settlements.
          You will find a guide to preserving shoulder function @
          http://www.rstce.pitt.edu/RSTCE_Reso...imb_Injury.pdf

          See my personal webpage @
          http://cccforum55.freehostia.com/

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          • #50
            When I was hurt, they said my life expectancy was 12 years by the insurance charts. So that's what my settlement was based on. They also said I'd gain 20 pounds the first year. That was 34 years ago and I still wear the same size pants. So much for charts and statistics.

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            • #51
              Been thinking about this and hope what I'm thinking doesn't happen. She gets the 20+ mil. (She doesn't appear to be a high injury.) She ends up in a power, stand, tilt chair with people that wait on her every need. Cook, clean, drive her where ever. So she doesn't need to do anything for herself. And eventually can't. Kind of a sad thought.

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              • #52
                Originally posted by baldfatdad View Post
                Been thinking about this and hope what I'm thinking doesn't happen. She gets the 20+ mil. (She doesn't appear to be a high injury.) She ends up in a power, stand, tilt chair with people that wait on her every need. Cook, clean, drive her where ever. So she doesn't need to do anything for herself. And eventually can't. Kind of a sad thought.
                She's a para and just got awarded $148,000,000. Andy linked the article in an earlier post.
                "I have great faith in fools; self-confidence my friends call it." - Edgar Allen Poe

                "If you only know your side of an issue, you know nothing." -John Stuart Mill, On Liberty

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                • #53
                  Originally posted by Oddity View Post
                  It isn't guessing. A "guess" comes from no where. Life expectancy estimates come from analyzing millions of lives over decades and decades. They aren't a statement of FACT, rather of probability. If 'your side' just pulled 30 years out of the air, that's a guess. There is so much data on life expectancy over such and large time frame the probabilities are quite reliable.
                  How about we call it a guesstimate lol. My side didn't just pull a number out of the sky. The nurse who did it has been doing it for a very long time so she knows what she is doing. When trying to settle a case for enough money to take care of someone for the rest of their life a guesstimate can't be that far off between the two sides. Especially now a days where people like SCIfor55yrs are living longer than expected. I'm sure no one expected him to live 62 years post SCI but here he is. What about baldfatdad? My insurance company wants to settle bad but I can't. What happens when I live longer than their guesestimate? They only offer enough to last me till I'm 62 and 62 comes and goes and I'm still going strong. Then what?

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                  • #54
                    Originally posted by Oddity View Post
                    Where I think lynnifer was exactly right, is, the presence of rift between 'have settlement' and 'not have settlement' folks.

                    It most often presents as 'disabled young/born disabled' and 'disabled as a functional adult'.

                    The basketball team I played for, years ago, was markedly divided between these 2 populations. The resentment was palpable and started more than one argument that I can vividly remember. Half of us were 30+, gainfully employed and/or well insured, while the other half were disabled their whole lives.

                    I don't pretend to know how much more difficult a life could be; if disabled from birth or very young, compared to my experience, but I do believe they are remarkably different experiences (even if I don't subscribe to the 'fair vs unfair' point of view).

                    The gap in experiences is real, the struggles are quite different, and I'd say it might come almost as close as 'quad vs para' levels of disparate experience.
                    Thanks for mansplaining exactly what I already said. lol!
                    Roses are red. Tacos are enjoyable. Don't blame immigrants, because you're unemployable.

                    T-11 Flaccid Paraplegic due to TM July 1985 @ age 12

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                    • #55
                      Originally posted by lynnifer View Post
                      Thanks for mansplaining exactly what I already said. lol!

                      (Minus the whining about it being 'wrong' and 'unfair'.)
                      "I have great faith in fools; self-confidence my friends call it." - Edgar Allen Poe

                      "If you only know your side of an issue, you know nothing." -John Stuart Mill, On Liberty

                      Comment


                      • #56
                        Originally posted by lynnifer View Post
                        Thanks for mansplaining exactly what I already said. lol!
                        In the interest of consistency and equality, we'll have none of that alt-left talk in this forum! (I chastised Oddity for his alt-right personal responsibility talk here earlier, so here's yours)

                        It's grand being a self-appointed moderator
                        Last edited by Andy; 08-27-2017, 10:59 AM.

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                        • #57
                          lol @ Andy ... I was going to come back on the 'whine' post ... but what's the point? In a forum filled with paralyzed men seething with testosterone and no real way to release it.

                          Sorry was that me whining again?
                          Roses are red. Tacos are enjoyable. Don't blame immigrants, because you're unemployable.

                          T-11 Flaccid Paraplegic due to TM July 1985 @ age 12

                          Comment


                          • #58
                            Originally posted by lynnifer View Post
                            lol @ Andy ... I was going to come back on the 'whine' post ... but what's the point? In a forum filled with paralyzed men seething with testosterone and no real way to release it.

                            Sorry was that me whining again?
                            No, that's you very effectively hitting below the belt. Don't mess with Lynnifer!

                            Now where is Adrian when we need him, lol

                            Comment


                            • #59
                              lol ... oh let me have one! 1 for Jennifer, 1001 for the men!

                              THAT's WHINING!
                              Roses are red. Tacos are enjoyable. Don't blame immigrants, because you're unemployable.

                              T-11 Flaccid Paraplegic due to TM July 1985 @ age 12

                              Comment


                              • #60
                                Originally posted by lynnifer View Post
                                Honestly - cannot make this stuff up - a quadriplegic here in Ontario tried to sue our city because he dove and broke his neck in a lake. The sign was there that said 'NO DIVING.' He still tried. Lost.
                                I broke my neck diving off a dock at my cousin's summer house. it was a place I've been many times before, and dove many times (flat racing dive) off that dock. That time, I hit an unidentified floating object (possibly a waterlogged log.) There was no sign there. My cousin said I should sue, but I never did.


                                An ironic note-this happened because I was sober. My cousin had National Premium beer, which I didn't like, so I didn't drink. Instead, I went into the water, and that was that. If I had done some drinking, I wouldn't have gone in the water at that time.
                                Alan

                                Proofread carefully to see if you any words out.

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