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Rear ended and already injured. What to do?

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  • #16
    That's great, Skippy - as Sue says, they have their uses and this is definitely one of those times.
    MS with cervical and thoracic cord lesions

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    • #17
      wow, that sucks you got rear ended.

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      • #18
        I'm going to have to wait on the lawyer. I just got a call to go see the neurosurgeon on Monday. Medical takes priority right now. I called a couple of attorneys today and got the run around and hemming and hawing about a possible case. Was not encouraging. Guess they think it is too minor. Maybe for them, but not for me. I'm looking at a c6/7 fusion.
        Anything worth doing, is worth doing to excess

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        • #19
          If your need for the fusion can be shown to be a direct result of the collision (caused by a texting driver), Geico will be responsible for the lion's share of your expenses. A personal injury lawyer's job is to amass the data required to establish your claims; he or she would act as your representative in all dealings and settlement negotiations with Geico. You will only owe the attorney a percentage of the insurance settlement, so you won't be out-of-pocket - that can be discussed at your initial consultation, which is usually free of charge.

          It seems to me that now is the peak moment to secure legal services, as you are in talks with a neurosurgeon about the need for surgery and rehabilitation; after your appointment with the neurosurgeon on Monday, you'll have more information to impart to prospective attorneys.

          I know this is an incredibly stressful time for you, and whatever you end up doing, I wish you the very best!
          MS with cervical and thoracic cord lesions

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          • #20
            Call your insurance company and ask who they recommend. Most insurance companies signed onto an agreement of sorts a few years back to control price hikes due to outrageous settlements for faked injuries. So if the scummers didn't like you go to your insurance company as they'll be after the other person's company anyway. Even USAA wanted a fast settlement once all the medical information was in and I agreed with it. Thankfully mine was more like whiplash from a broken osteophyte in my neck and some horrid spasms in my mid back so time was the big healer with muscle relaxers and pain meds. I was never so scared as hearing and feeling that "pop" in my neck. I thought I had just gone from C6/7 to C4. I kept still until the EMT and a hard collar and back board arrived. Our idiot was discussing something with his passenger and missed the line of stopped traffic waiting for a light in front of him. Said it was his fault with lots of witnesses and damned near had a heart attack when he found out he had hit a quad.

            I'd stop posting any details until things are settled.
            Courage doesn't always roar. Sometimes courage is the quiet voice at the end of the day saying, "I will try again tomorrow."

            Disclaimer: Answers, suggestions, and/or comments do not constitute medical advice expressed or implied and are based solely on my experiences as a SCI patient. Please consult your attending physician for medical advise and treatment. In the event of a medical emergency please call 911.

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            • #21
              Neurosurgeon says it is now a 4 level ACDF. WTF?? I am calling attorneys today.
              Anything worth doing, is worth doing to excess

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              • #22
                Originally posted by skippy13 View Post
                Mine has already disavowed any responsibility because I have only liability. ( typical A-holes)
                Curious, but why would that make them A-holes?

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                • #23
                  Originally posted by skippy13 View Post
                  Neurosurgeon says it is now a 4 level ACDF. WTF?? I am calling attorneys today.
                  Wow, so sorry to hear that. Hope you get exactly the help you need pronto, both physically and legally.
                  MS with cervical and thoracic cord lesions

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                  • #24
                    Right now it is all in limbo. I was scheduled for the surgery tomorrow, but they put it off for a month because the doctor had a family emergency. I can go a little longer I guess. I got the estimates for my car and the other insurance company gave me a partial check and I can get it fixed anywhere I choose and they will pay the balance, plus get me a rental car for three days. I have a brother in the auto body business (for forty years) and I will see what he says about it all. I might just pay him to do the repairs for me. The insurance company is trying to pass of an inferior hitch to the class IV that is on the car. Not gonna happen.

                    My insurance company sent me to one of their doctors (a neurosurgeon) for his opinion of the facts. There is no denying that there is a lot of damage to the nerves in my arms (he didn't even look at or test my legs, but that is another story) and that there is a need for the surgery. I've had a lot of neuro tests and exams before, but this was not one of the best I have been through. He was clearly faking it. I had to drive to Portland from Eugene for the tests. That is a 240 mile round trip door to door. I got to pay for that.

                    I'm in no big rush.
                    Anything worth doing, is worth doing to excess

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                    • #25
                      Originally posted by DestinationUnknown View Post
                      Curious, but why would that make them A-holes?
                      Just me lashing out. I'm just pissed.
                      Anything worth doing, is worth doing to excess

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                      • #26
                        What a frustrating and scary set of circumstances. I really wish you had legal counsel to help steer you through all of this…maybe you already do, as of now. It's such a lot to have on your plate.
                        MS with cervical and thoracic cord lesions

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                        • #27
                          Don't wait, Skippy. It can be a really bad idea. Your neurosurgeon is likely in a group practice and there will be other docs there. Get the names of these guys and gals. Do your research on their credentials, ages, previous litigation against any. Try to have the surgery ASAP with a really good neurosurgeon. A lot of damage can happen in a month. I was worse in the single week the MRI pics were misplaced by the MRI center in '93. Once my neurologist had the actual pics, I was routed that day to the neuorsurgeon for near immediate surgery.

                          If you have a power chair or access to, use it. Use caution with any transfers as a fall is not what you need. Avoid being in a car unless it is for the doc or hospital. Another wreck could cause your cord even more damage.

                          I was told to refrain from looking down or moving my head until surgery. You say you have more pain if you are not hunched. Try to avoid whatever sudden or painful movements you are capable of making.

                          Take good care of yourself. Lawyer up now if you have not already. It sounds as though you need it. Also, you may wish to stop posting info about the wreck and your injuries as it could hurt any case you may have. Don't sign anything and don't offer info to the woman's insurance reps. You will be recorded and even innocuous comments can be taken out of context and used against you. Have your attorney serve as the contact point between you and the insurance company.

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                          • #28
                            Do everything that's been said about getting the report, and a lawyer. But do proceed with medical issues. Medicare will go after reimbursement, I think. Once or twice a year I receive a form from them and I think it's because of going to the pain clinic, it has a place on it asking if my visit is due to an injury and other questions about it. Would they be like Medicaid and try to take any kind of settlement you might receive? Or just the amount that they provided. I hope all is well Skippy.

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                            • #29
                              Originally posted by skippy13 View Post
                              Just me lashing out. I'm just pissed.
                              Gotcha, it sounded like you were mad at them because you were expecting your auto insurance company to help you out and handle things for you.

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