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Anyone else having a hard time making it through the month with their SSDI

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    Anyone else having a hard time making it through the month with their SSDI

    I live off my Social Security disability checks which are over $1400 a month which used to leave me with a couple hundred dollars left over a month but it seems like lately, I don't have any money left over and am even going over a little bit sometimes. All I eat is home-cooked food and have noticed that groceries have gotten significantly more expensive. I barely leave the grocery store without spending $35-$40 just to get a couple of things for breakfast and dinner for the next few days. And then there's gas, which we all know there's a huge problem with. It's a good thing I don't have places to go every day or I would be screwed. I was budgeted perfectly six months ago and now everything is way out of whack. Is anyone else having problems making it through the month with their disability checks?
    C-5/6, 7-9-2000
    Scottsdale, AZ

    Make the best out of today because yesterday is gone and tomorrow may never come. Nobody knows that better than those of us that have almost died from spinal cord injury.

    #2
    $1400 ?? How did you manage to get that? Count yourself lucky man.
    Shame soo many are too Stupid and Greedy to realize what truly matters in life.
    "Only when its too late, do people understand....." (Most anyway.....)
    ====================
    If you stare long enough,
    I may do a Trick....

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      #3
      how can you afford housing?

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        #4
        You're fortunate to be on SSDI, I only qualify for SSI which comes to ~$650 per month. I'm forced to rely on my parents for help and go without.

        I'd say review your expenses again and carefully study everything you use.
        C2/3 quad since February 20, 1985.

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          #5
          Umm yea
          I have 2 kids. I get less than $1000 a month SSDI for all 3 of us. That's what I get for being a stay home mom all those years.
          I get a wopping $162 a month for child support.

          SCI is loads of fun
          If you can't handle me at my worst, then you sure as hell don't deserve me at my best.


          Sometimes it is easier to widen doors than it is to open minds.

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            #6
            I expect it to get worse because grocery prices are skyrocketing with gas.

            I am fortunate like you rybread. I worked for a while and it bumped my payments up. When my daughter was small i lived on $400 a month thanks to my $3.35 hourly wage from sky city back in 1986.

            I didnt get child support and she fell into some NC loophole that she couldnt draw a check off me. Then in 1998, they started sending her a check for $6.00 a month. I am not kidding and that isnt a typo. I got $6.00 a month for two years until I went back to work in 2000.

            I can tell a difference in the price of everything since gas has gone up so high. I eat only at home and try to splurge once every two weeks and I am working right now not drawing SSDI.

            It will be sad when people have to steal to eat....and i am afraid that is what is going to happen.
            T12-L2; Burst fracture L1: Incomplete walking with AFO's and cane since 1989

            My goal in life is to be as good of a person my dog already thinks I am. ~Author Unknown

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              #7
              Originally posted by patricks
              $1400 ?? How did you manage to get that? Count yourself lucky man.
              I had a full-time career when I got hurt, had completed a two year degree and was happily working at a Ford dealership in my chosen career as a mechanic doing interior trim, electronics and air conditioning which I had been doing for just about five years. The year I got hurt, I would've made $60,000 plus and started off getting over $1200 a month in disability which at the time was only two thirds of what my standard two-week paycheck was.

              Originally posted by Cripply
              how can you afford housing?
              I was fortunate that when my grandmother passed away, her house in San Francisco was fully paid for in part of the money that the house sold for was used to build a guesthouse on my parents one acre property here in Scottsdale, Arizona. I know pay rent to my parents.

              I'm not really complaining here just trying to emphasize how my disability benefits adjustment for inflation is not keeping up with inflation with the way it is going. With that money I had leftover I usually bought clothes or accessories or necessary replacement parts for my computer or for my van.
              Last edited by rybread; 26 Apr 2008, 12:59 AM.
              C-5/6, 7-9-2000
              Scottsdale, AZ

              Make the best out of today because yesterday is gone and tomorrow may never come. Nobody knows that better than those of us that have almost died from spinal cord injury.

              Comment


                #8
                Yup. The prices are up on just about everything I think. I guess the only ones that are doing fine are Bush's buddies. Was the cost of living higher in your state before also?

                I think they had something in the news today about some states having more trouble than others. Possibly being close to bankrupt.

                Raven
                Have courage for the great sorrows of life and patience for the small ones; and when you have laboriously accomplished your daily task, go to sleep in peace. ~Victor Hugo~

                A warrior is not one who always wins,
                but one who keeps on fighting to the end ~ Unknown ~

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                  #9
                  On SSDI of $870 a mo and all but a hundred bucks of my rent covered by housing assistance, I ofter have to tighten my belt food-wise toward the end of the month. On the other hand I've invested over $600 in teas over the past year+ and then another $200 on a used wine cooler to store it in. I think I've got enough tea for a while.

                  Life's a bitch and then you stir-fry.
                  "The world will not perish for want of wonders but for want of wonder."
                  J.B.S.Haldane

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                    #10
                    $1400 sounds pretty good to me, it's as much or more than I've ever taken home on a regular basis even after a consistent 20 hours of overtime each pay period. That said, I don't fault anyone for feeling sqeezed either. I think that with more income almost always just comes more bills and up to a point, it pretty much is a wash. Phoenix is indeed pretty expensive, I'm sure. Hopefully things will even out and you'll catch up a little bit.

                    I have 41 quarters but I can't imagine I'd make any more than whatever the minimum would be on SSDI, which I don't even know what that would be. I just hope I can somehow find a job and physically do it, because if I can't then I may have to apply for SSDI myself, and that's not something I have any idea how to do or look forward to.

                    Tom

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                      #11
                      You actually get over double than I do. But I do grant you, it's not as much as when you were working. It has to suck.

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                        #12
                        I guess when you consider "core" inflation ex-food and fuel for COL adjustments...the SSDI really doesnt seem to pace inflation very well, eh? No matter, with the money printing press running on OT the collapsing dollar will make now seem like the good 'ol days in a few years. Scary shit, huh? Maybe if we start making some more 'green' ethanol fuel mandates boosting corn prices even more we can see just how nutty food prices can become, lol. Sometimes I want to move to Europe, but those guys usually get hammered with taxes, so....?

                        Such a ray of sunshine I am, eh?

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                          #13
                          When not working I get a whopping $360 a month from SSDI, but fortunately I'm lucky enough to pay my rent separately. The check pays for everything else, though: Food, fuel, utilities, healthcare supplies, other bills. Hoping the garden reduces my food bill this summer. I can't really afford to drive anywhere until I get another job.
                          "I'm lost. I'm no guide, but I'm by your side." - Pearl Jam

                          "It decomposes, mendicant, therefore, truly, one calls this the world." -- Loka Sutta

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                            #14
                            last year we got a whole 2.3 % raise. the lowest in 40 years. hopefully next year we will do better , can't do much worst. i don't have a car , it would be alot tougher with repairs, gas, payment and insurance.
                            oh well

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                              #15
                              I guess it sucks no matter what.

                              I made close to 50, 000 the year I wrecked and I wrecked in Sept. However I had only worked 2.5 years. The year before I made less because I was part time. I worked from age 14 until the year 2000 when my son was born. That 5 year determinant is a pain.
                              If you can't handle me at my worst, then you sure as hell don't deserve me at my best.


                              Sometimes it is easier to widen doors than it is to open minds.

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