In some notes, I saw that in 2011 we were paying $260 a month for my Medigap policy. Now, eight years later, we are paying $400 every month. That is a 65 percent increase. No way our income went up anywhere near that much. Just saying.

My insurer will keep cranking up the increases because at this point no one else will take me. At the rodeo the rider has to hold on for eight long seconds. We've got to hold on for 11 more years until I'm eligible to enter the federally protected open marketplace.

So, uh, not looking for free stuff. Rather, not wanting my wife to wind up destitute because of my trick nervous system. Got it?